Tow Truck & Recovery Insurance
Insurance options for tow truck operators, from single-truck businesses to small established fleets. We help you review your operation, customer-vehicle exposures, and contract requirements.
Coverage Options to Discuss
Coverage availability, limits, and terms depend on your operation, state, insurer, and underwriting.
Commercial Auto Liability
Liability protection for covered accidents involving your business vehicles, subject to the policy's terms.
Physical Damage
Coverage options for damage to your insured tow trucks, including collision and other covered causes of loss.
On-Hook Coverage
Coverage for qualifying damage to customer vehicles while being towed or transported, subject to the policy's terms and exclusions.
Garagekeepers Coverage
Coverage options for customer vehicles in your care, custody, or control, such as vehicles held at your storage location. The coverage basis and covered causes of loss vary by policy.
General Liability & Property
Discuss premises and business liability exposures, along with coverage for your building, equipment, and other business property.
Additional Coverage
Depending on your operation, we can also discuss excess liability, workers' compensation, and other applicable options.
Tell Us About Your Towing Business
- Number and types of tow trucks
- Towing, roadside assistance, and recovery services performed
- Operating area
- Whether you store or repair customer vehicles
- Drivers and their experience
- Current insurance, renewal date, and loss history, if available
- Contract insurance requirements
You can contact us before gathering every document.
Frequently Asked Questions
Coverage availability, limits, and terms depend on your operation, state, insurer, and underwriting. We do not promise eligibility, specific limits, or coverage for every listed activity.
Ready to Discuss Your Towing Coverage?
Contact Insurance Professionals to explore insurance options for your tow truck or recovery business.